Family Financial Cents: I LOVE Saving!

Sarah L Cook Family Financial Cents America Saves Week

It’s been said that, “Money doesn’t buy happiness, but it does buy choices,” and choices can often create a more comfortable life. With CHOICES in mind, if I were to ask you what your heart’s desire was right now, what would you say? What choices would you truly like to be able to make if finances were not a concern? Of those choices, which ones are you willing to commit your cash to? (Scroll down for the video ;-))

For example, I have dreamed of going to Hawaii for a LONG time and yet, I never made the commitment with my dollars to actually go. I kept waiting for someone to give me “permission” to go and for my husband to say that he wanted to go for our Anniversary. This past December, my husband asked what I wanted for my Birthday and I blurted out that I wanted to go to Hawaii even if I had to go by myself. He was surprised at first and then said, “You should and you should take Clarissa”. Immediately, I got to work creating the money to go. In January I had the money for tickets, and just a few days ago I put a deposit down on the darling beach house we will be staying in. I am setting aside money from each item/book/product I sell to go towards my Hawaiian adventure and you know what? I have had an easier time saving money for this CHOICE than for anything I can think in a very long time. This trip is something I TRULY want and that I am really passionate about so it makes cutting back in other areas easier. It gives me a reason to create income by getting on the phone with clients, meeting new customers while I am out and about, and emailing my list about specials as well as new products and services.

In just a few days we will be celebrating America Saves Week (February 24 – March 1, 2014) and I encourage you to invest some time thinking about something you would be willing to save for. Really give some thought to a heart’s desire you would be willing to commit your dollars to. With America Saves Week in mind, here’s a Family Financial Cents segment I did on Sacramento and Company about some great ways for families to save and the benefits of CHOICES in the family economy:

Family Financial Cents: Time and Money Saving Tax Tips

Sarah L Cook, Family Financial Cents Tax Time

Sarah L Cook, Family Financial Cents contributor on Sacramento and Company

Have you filed your taxes already? If not, take a look at this video for ways to make the process less stressful and keep more money in the family economy. The tax webinar mentioned in the segment already took place, but you can opt in to receive the replay by adding your name and email here.

Finance Friday – Biz Tripping

sarah l cook biz tripping sacandco

Are you traveling with your family any time soon? Take a look at this quick video for tips on how to make it fun and a financially educational experience too!

Here’s to your next family vacation being a successful “Biz Trip”!!!

4 Things You Can Do Today to Bring Financial Peace

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Calm the chaos in the area of finance and bring more financial peace to your life, by spending 15-30 minutes per week every #FinanceFriday or #MoneyMonday.

Today I want to share with you a list of several things you can put on your Sticky Note for #FinanceFriday. You won’t do all of them every week, some will be done once a month. You customize the “Stickies and Spirals for Super Achievers” system so that it works for you and your financial needs.

  1. Get the Bank Deposits ready for this week and take them to the bank.
  2. Balance Your Checkbook(s) as soon as the last month’s statement has arrived.
  3. Download your Credit Card statements into your personal financial software.
  4. Begin to gather receipts for this month’s tax paperwork so that you can close out the month and be ready to start a new one.
  5. Pay your bills (preferably just once a month) using your bank’s bill pay service to save you time and money.