5 Ways to Avoid Holidebt and the Holiday Shopping Trap


  1. Take a deep breath and realize you are not the only family that gets to choose to have a debt free Holiday Season! By making a conscious choice you will feel more in control
  2. Make a list of the “Holiday Expectations and Intentions” so every family member is clear about what they want for the “perfect” holiday season.
  3. Commit to spend ONLY what fits in your budget, no exceptions! There is no “extra check” in January! It’s a BIG FAT MYTH!!
  4. “Employ” some new strategies if you want to spend MORE than what you have in your budget. There are some great ideas in this video to get you started!
  5. Time for New Traditions! Regardless if the budget is tight or not, now is a great time to start some free and low cost traditions to teach your children how to have fun and memorable experiences. The skill of creating fun without the expense will serve them well for years to come.

You can find more ideas on Pinterest! Take a look! 

3 Ways to Help Your Kids Grow Their Finances: YES for Success! #FinanceFriday

Sarah L Cook Family Financial Cents Summer CashWe’ve learned a lot in the last several years of raising entrepreneur kids. On this #FamilyFinancialCents segment, I share three ways we can really help our kids to grow their finances as they grow their businesses. The three ways comprise a formula called, YES for Success! Take a look.

1. You Set the Boundaries
2. Encourage them
3. Step back and let them build their dreams!